Nokuba intengiso iyaqhubeka nokunyuka, abanye abathengisi bathi iindleko zokuhlaziya i-CPO ngaphezulu kwexabiso eliphezulu ukuze kufumaneke uluhlu lwezinto ezinokubangela inzuzo edakumbisayo.
Ukungonelanga kwempahla kunye nengeniso enyukayo ngesithuthi ngasinye kuye kwabangela ukuba abathengisi baphindaphinde utyalo-mali lwabo-okanye bacinge ngokuthatha inxaxheba kwiinkqubo zeemoto ezisetyenzisiweyo eziqinisekisiweyo.
Isicwangciso sesandla sesibini esiqinisekisiweyo sinokubonelela abasasazi ngentengiso ebalulekileyo kunye neenzuzo zenzuzo.Oku kuyinyani ngokukodwa kwi-ofisi yezemali kunye ne-inshurensi, apho abathengi balungele ukuxoxa ngeemveliso zokukhusela kwaye banelungelo lokufumana umvuzo wemali ngokusebenzisa abathunjwa abavelisi beemoto.
Nangona ubhubhane ujongene nemiceli mngeni engakumbi ekufumaneni uluhlu lwempahla kunye nezixhobo zokuqala zokuhlaziya, intengiso yeCPO isanyuka.
I-Cox Automotive ibike ngoJulayi ukuba ukuthengiswa kwe-CPO kwiinyanga ezintandathu zokuqala zalo nyaka yayiyi-1.46 yezigidi zezithuthi, idlula ukuthengiswa kwexesha elifanayo ngo-2019, ebeka irekhodi lokuthengiswa kwe-CPO kunye nentengiso ye-2.8 yezigidi zezithuthi.Oku kukwanda kwezithuthi ezingaphezulu kwama-220,000 ukusuka kunyaka ophelileyo kunye nokwanda kwezithuthi ezingama-60,000 ukusuka ngowama-2019.
Malunga ne-2.8 yezigidi zeemoto ezisetyenzisiweyo ziye zathengiswa ngo-2019, zibalelwa malunga ne-7% yezithuthi ezimalunga nezigidi ezingama-40 kushishino lweemoto ezisetyenzisiweyo.
URon Cooney, uMphathi weProjekthi yeToyota Certified Used Car, wabonisa ukuba ukuthengiswa kweCPO yabathengisi beToyota abathatha inxaxheba kunyuke ngama-26% unyaka nonyaka.
“Sisebenza nzima ukodlula indlela esidlale ngayo kweyeThupha kulo nyaka uphelileyo.Yinyanga entle kakhulu le,” utshilo."Kodwa kubonakala ngathi siphumile kumanqaku aphezulu kwezi nyanga zintlanu, ezintandathu okanye ezisixhenxe ezidlulileyo."
Nokuba kukho iimoto ezimbalwa ezifumanekayo, abanye abathengisi basakhetha iinkqubo zesatifikethi ngesantya esifanayo neseminyaka yemveli.
Ngokomnini uJason Quenneville, iMcGee Toyota eClaremont, eNew Hampshire, imalunga ne-80% yoluhlu lwemoto esetyenzisiweyo eqinisekisiweyo-isixa esifanayo nangaphambi kobhubhane.
“Esona sizathu siphambili kukuthengisa,” utshilo.“Sakube sirhweba ngesithuthi, siya kukuqinisekisa ngoko nangoko.Sinoxinzelelo olongezelelweyo oluvela kwaToyota ukuzisa abantu kwiwebhusayithi yethu. ”
UPaul McCarthy, usekela mongameli omkhulu wentengiso yelizwe ye-AUL Corp. eNapa, eCalifornia, uthe kubalulekile ukwahlula uluhlu lwempahla xa ujongene nokunqongophala kobhubhane.Uthe uninzi lwabathengi benkampani bajonge kwi-CPO, nokuba bakubhubhane.
UMcCarthy uthe iimeko ezilunge ngakumbi zezithuthi eziqinisekisiweyo zisisizathu, ngakumbi xa kufikwa kwinzala yenkuthazo yenkampani yemali evalelweyo yezithuthi zeCPO.
Enye inzuzo yi-warranty coverage, eyenza kube lula ukuthengisa iimveliso kubathengi abakholelwa ukuba bafumana ixabiso elingakumbi kwizinto abazithengileyo.“Kuyinto enobuhlobo kwi-F&I,” utshilo.
Kwi-McGee Toyota, kubalulekile ukwandisa ukusetyenziswa kwe-inventory encinci kwiwebhusayithi ye-automaker.Umthengisi uneemoto ezintsha ze-9 kuphela kwisitokhwe kwiveki ephelileyo, apho i-65 isetyenzisiwe, kwaye ngokuqhelekileyo kukho iimoto ezintsha ze-250 kunye neemoto ze-150 ezisetyenzisiweyo ngonyaka.
Nangona abathengisi banokukhalaza malunga neendleko zokuhlaziya kunye nesiqinisekiso, uCooney uthe le nzuzo inokuvuzwa ixesha elide emva kwentengiselwano yokuqala.
UCooney uthe izinga lokugcinwa kwenkonzo yezithuthi ze-CPO zeToyota yi-74%, nto leyo ethetha ukuba uninzi lwabathengi be-CPO babuyela kubathengisi ukuze benze izinto zesiqhelo kunye nokugcinwa rhoqo-nokuba akukho phakheji yolungiso oluhlawulelwayo njengenxalenye yentengiso.
“Yiyo loo nto imigangatho iphezulu kakhulu,” utshilo uCooney.Phantsi kweemeko zokuthenga kakubi, abanye abathengisi baphumelela isatifikethi.Njengoko uluhlu lwempahla lusaqinile yaye ubhubhani ugquba, abanye abathengisi bathi ukongezelela kwiindleko zokuthenga eziphakamileyo, iindleko zokuyilungisa zinciphisa ingeniso yengeniso yeemoto ezisetyenzisiweyo.
UJoe Opolski, umlawuli wezezimali we-Roy O'Brien Ford wesibini kwi-St. Clair Coast, eMichigan, uthe abathengisi ngoku bafunga kwiCPO okanye bafungele iCPO.Uthe abathengisi bakhe bahlala bephakathi.Okwangoku, igaraji yakhe yesibini inezithuthi ezimbalwa zeCPO.
"Siyayishiya i-CPO," uxelele i-Automotive News, ekhankanya ukunyuka kweendleko zokugcina, ukungonelanga kwe-inventory ekhoyo, kunye nokwandiswa kokuqeshisa ngokungaqhelekanga.“Iindleko zokufumana i-inventri ziphezulu kakhulu, kwaye ke ukongeza ezi ndleko zongezelelweyo kuyo.Ayisenzi nto ingako kuthi ngoku.”
Nangona kunjalo, u-Opolski uye waqaphela ezinye izibonelelo eziziswa yi-CPO yokuthengisa.Uninzi lwabathengi bemoto abaqinisekisiweyo badla ngokufumana imali kuba beyazi iminyaka yesithuthi, kwaye abantu abaninzi baya kubuza kwangoko ukuba bangazikhusela njani na izinto abazithengayo.
“Ndinabaphulaphuli abathinjiweyo,” utshilo."Abathengi abaninzi baqale ukuthetha nam malunga neemveliso ze-F&I nangaphambi kokuba ndiqale ukuthetha."
Nangona abanye abathengisi bebanga ukuba bayarhoxa, abathengisi abaninzi bathi imeko yeCPO iza kuqhubeka ikhula, ngakumbi njengoko iindlela ezintsha zamaxabiso eemoto zikhupha abathengi kwimarike entsha yeemoto.
UMcCarthy uthe: “Njengoko zisiya zisiya ziphelisa izithuthi eziqeshisayo, le meko iza kunyuka kuba ezi zithuthi zingabagqatswa abafanelekileyo ukuba bajike babe ziiCPO.
"Oku akuthethi ukuba abasasazi kulo lonke ishishini benza konke okusemandleni abo ukukhuthaza i-CPO-kuba abanakukwazi ukuqhubeka nayo," utshilo uCooney."Kodwa abathengi abaninzi bayayibuza."
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Ixesha lokuposa: Nov-10-2021